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Mortgage Solutions for the Self-Employed

No Tax Returns Needed

Self-employed homeowners are tapping into their home equity to pay off high interest rate debt, make home improvements, buy additional real estate, or secure working capital to expand their businesses.  By refinancing, self-employed homeowners are taking advantage of low-cost capital to achieve their financial goals.

Because there are new mortgage rules in effect when qualifying for a mortgage, if you’re an independent contractor on 1099-income or are self-employed, you already know how difficult it is to qualify for a conventional mortgage loan.  But here at HomeLife Mortgage, we offer common-sense lending options that make it easy for the self-employed to access capital with a Bank Statement Mortgage Cash-Out Refinance.

With home values on the rise this a great opportunity for the self-employed to access low-cost capital. A Bank Statement Mortgage can also be used for your vacation or investment property, a great choice for Realtors and real estate investors as well.

Refinance cash-out up to 85% of property value. 


Rates starting in the high 4s.


Loan amounts up to $5 million.


HomeLife Mortgage Client Reviews

Our focus is on you.

For more than 25 years, HomeLife Mortgage has built a strong reputation in California and Florida as a leading mortgage broker, servicing the needs of borrowers who have been unable to obtain conventional financing.  Our history of delivering personalized service demonstrates our unwavering commitment to exceeding the expectations of our clients. 

But you don't have to just take our word for it...