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Jumbo Non-Prime—Expanded Credit Requirements

These are designed for people who've been unable to qualify under the tighter restricted guidelines of a conventional or government home loan program.

Our unique Jumbo non-prime home loans allow for lower down payment, longer terms with interest-only options for a more affordable monthly mortgage payment.

Just missed bank qualifying? A Jumbo Non-Prime Loan is For You

Banks and traditional lenders will only lend when your debt-to-income ratio is no more than 43%. Here at HomeLife, we offer up to 55% debt-to-income ratio loans that give more flexibility in qualifying.

Why choose a Jumbo Non-Prime Loan?

Other benefits include:

  • Loans up to 95% of property value.
  • Loan amounts from $417k to $3 Million.
  • Alternative income qulifying (bank statements) also available.
  • Financing for primary, second homes, and investment properties. 
  • 30 and 40 year fixed terms with Interest-only options.

Fill out the form to talk to us about getting started!

Get Pre Qualified Today!

R. Patel

Jayne was phenomenal in helping us get our loan. She always made herself available to any questions we had and helped us through this process. Extremely knowledgeable. Customer service at its best.

Elizabeth V

Staff was very proactive and excellent to work with, they closed my escrow ahead of schedule!