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What is a Jumbo Non-Prime Mortgage?

Jumbo non-prime home loans are designed for people that have been unable to qualify under the tighter restricted guidelines of a conventional or government home loan program.

Our unique Jumbo non-prime home loans have expanded credit requirements that allow for lower downpayment, longer terms with Interest-Only options, for a more affordable monthly mortgage payment.

Get your jumbo non-prime loan!


Jumbo non-prime highlights

  • Rates starting in the mid 3’s
  • Loans up to 90% of property value with NO MI
  • Easy qualifying with up to 50% debt-to-income ratio
  • No pre-payment penalty
  • Alternative income qualifying (bank statements) also available
  • Loan amounts from $417k to $15 million

Get your jumbo non-prime loan!

Loan Credit Requirements

Buying A Home

  • Buy with 10% down, NO MI.
  • Financing for primary, second home, and investment properties. 
  • Credit scores as low as 660 allowed.
Loan Purchase Benefits

Refinance A Home

  • Cash-out to 90% of your home's value with NO MI. (Primary residence only).
  • Unlimited financed properties.
Loan Terms

Jumbo Non-prime loan terms

  • 5/1 and 7/1 ARM – 5 and 7 Year fixed period followed by adjustable rate period. 30 year fully amortized.
  • 30 and 40 year fixed term with Interest-Only options.
Loan Property Types

Jumbo Non-prime property types

  • Single Family Residence, Condo, Townhome, 2-4 Units.
  • Second homes and investment properties
HomeLife Mortgage is a company with a reputation of delivering excellent service for over 25 years.
Get pre-qualified today