HomeLife Mortgage Blog

Bank Statement Loans Florida: Buying or refinancing a home just got easier with a Florida bank statement loan

Written by Darrin Seppinni | May 16, 2025 8:45:42 PM

 

If you're self-employed in Florida, there's a smart way to qualify for a home loan—without tax returns. A Bank Statement Loan lets you use 12 to 24 months of personal or business bank statements to verify income. No W-2s. No pay stubs. Just real income from your business—evaluated on your terms.

And here’s the best part:
Bank Statement Loan rates in Florida have dropped, making this the perfect time to buy or refinance.

 

 

If you’re hungry for more insights, be sure to check out our other blog posts and subscribe to our YouTube channel for even more tips and tricks.

Call HomeLife Mortgage now and let us help you get pre-approved now!

 

 

 

The Ultimate Guide for Bank Statement Loans eBook

Download our free eBook to learn the ins and outs of DSCR Rental loans and everything you need to know to apply and qualify for your loan.

 

 

More Content For You:

Investment Property Mortgage Rates and Loan Requirements 2023

Why No-income Doc Rental Loans are Fast and Easy

How to qualify for a No-doc Rental Property Loan

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About HomeLife Mortgage

For more than 25 years, HomeLife Mortgage has built a strong reputation in California and Florida as a leading mortgage broker, servicing the needs of borrowers who have been unable to obtain conventional financing.  HomeLife Mortgage is at the forefront of non-bank lending offering the next generation of mortgages including Jumbo Loans, Real Estate Investor Loans, and Bank Statement Loans.