VA | Homelife Mortgage

Buying a home is easier with a VA home loan

$O down payment.
NO mortgage insurance.
Lower closing costs.
Less-than-perfect credit allowed – FICO scores as low as 560.
Easy qualifying with higher debt-to-income ratios.
Lower rates than conventional loans.

Great reasons to refinance with a VA loan

Get more cash-out, can refinance up to 100% of your home’s value.
Debt consolidation and home improvement solutions.
Credit challenges are no problem can have FICO score as low as 560.
Skip up to 2 mortgage payments.
Receive an escrow refund from your current lender.
Lower rates than conventional loans.
No origination costs and no closing cost options.