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A VA home loan is the #1 choice for VA eligible.

A VA home loan is exclusively available to active-duty servicepersons, reservists, veterans, and their surviving spouses. VA is unique in that it allows up to 100% financing for a home purchase or refinance. No other program allows for 100% financing, with no mortgage insurance, and lower rates and closing costs.

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Buying a home is easier with a VA home loan

  • $O down payment.
  • NO mortgage insurance.
  • Lower closing costs.
  • Less-than-perfect credit allowed – FICO scores as low as 560.
  • Easy qualifying with higher debt-to-income ratios.
  • Lower rates than conventional loans.

Great reasons to refinance with a VA loan

  • Get more cash-out, can refinance up to 100% of your home’s value.
  • Debt consolidation and home improvement solutions.
  • Credit challenges are no problem can have FICO score as low as 560.
  • Skip up to 2 mortgage payments.
  • Receive an escrow refund from your current lender.
  • Lower rates than conventional loans.
  • No origination costs and no closing cost options.
HomeLife Mortgage is a company with a reputation of delivering excellent service for over 25 years.
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