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More home loan options than ever.

For every unique situation is a unique solution. We provide customized,
Affordable Home Loan Programs to meet almost every need.
Bank Statement Loans

Bank Statement
Loans

Designed for the
Self-employed

No Tax Returns needed. Personal or Business bank statements to qualify. Jumbo loans to $3 Million. Rates starting in the low 5's.

Private Money Loans

Real Estate Investor
Loans

Stated Income
to Qualify

Buy or refinance to 80% of property value. Loan amounts to $5M. Low Rates, 5 to 10 day Funding. Short and long terms available.

Jumbo Non-Prime Loans

Jumbo Non-Prime
Loans

Flexible Qualifying
Solutions

 Buy or refinance to 95% of property value, with NO MI.  Loan amounts to $3M. Credit score as low as 600. Rates starting in the low 5's.

 

FHA Loans

FHA Loans

Little money
down
For homebuyers with little money down. Buy with only 3.5% down. Credit scores low as 560.
VA Loans

VA Loans

For veterans and servicemen
For veterans, servicemen, and their families. Buy with no money down and no PMI. Credit scores low as 560.

Jessica V.

LODI, CA
As a first-time homebuyer, I was clueless on everything pertaining to a mortgage. Luckily my mother is a Realtor, who sends her clients to HomeLife so I felt a bit more assured. Well the entire process was so smooth, we closed ahead of time and I truly grateful of their services.

Toni C.

RANCHO SANTA
MARGARITA, CA
Working with the staff at HomeLife Mortgage back in 2010 was one of the most seamless transactions that I've ever experienced. So, we used them two more times! Homelife has completed three refinance loans for us!

Chris S.

KISSIMMEE, FL
Absolutely, positive experience with HomeLife Mortgage. I was turned down for a VA mortgage with another well-known lender, however, HomeLife delivered on my loan request. I can't tell you how much I appreciate all the hard work put on my loan. Wonderful people there, you have my total support.

T. Jiang

SAN RAMON, CA
Last year, I did three refinances and three investment purchase loans with Jayne's team. As a new real estate investor, I wasn’t sure where to start but Jayne walked me through the entire process and got everything done in such timely and efficient manner. Will continue to use HomeLife Mortgage for all my real estate financing.

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