DSCR Loan Calculator

How to Calculate DSCR Ratio

Use the Best DSCR Mortgage Calculator for Rental Properties Online
Get A DSCR Loan Quote Call Today 888-677-2526
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Whether you're a seasoned investor or just beginning your real estate journey, understanding your financial standing is crucial. One of the most powerful tools at your disposal is the DSCR Calculator—a game-changer that can help you make smarter, more profitable decisions. Let’s explore what the Debt Service Coverage Ratio (DSCR) is and how our calculator can help you master it.

Calculate Your DSCR Now

Want to know if your next property is a winner? Use our DSCR Loan Calculator to quickly determine how well your rental income covers your loan payments. It’s fast, easy, and gives you the insight you need to make smarter investment decisions.
So, go ahead – let’s run the numbers and see how your property stacks up!

Typically, lenders require a DSCR of at least 1.1

DSCR Calculator

DSCR Loan Calculator

Note: Results are estimates and based on input data.

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What is DSCR?

The Debt Service Coverage Ratio (DSCR) is a key metric in real estate investing. It’s a ratio that compares your property's income to its debt obligations, revealing whether your property’s income can cover its mortgage payments. A higher DSCR means better cash flow and a stronger investment—exactly what lenders want to see!

 

Why is DSCR Important?

When applying for a loan, especially for an investment property, lenders closely examine your DSCR. A strong DSCR not only increases your chances of approval but also ensures your property generates enough income to cover its debts—and then some. Positive cash flow is essential for building wealth and stability through real estate.

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Ready to Take Control of Your Investment?

Don’t leave your financial future to chance. Use HomeLife Mortgage’s DSCR Loan Calculator to determine eligibility, assess potential loan amounts, and ensure your property is set up for success.
 

Let’s Run the Numbers

Get A DSCR Loan Quote Call Today 888-677-2526

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Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a “No Doc” loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…

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I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market…

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I can't say enough good things about this company. Without them, I'd not be in the new home we dreamed of. As long as my tax returns don't support the mortgage value I need, these guys will be my first call! I've already referred 3 friends...

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