There's Never Been a Better Time to Buy a Home

We’re breaking down barriers for the self-employed and real estate investor

More home loan options than ever

Flexible mortgage loans for business owners, freelancers, entrepreneurs, and real estate investors

 

Bank Statement Loans

THE SELF-EMPLOYED
MORTGAGE SOLUTION

  • Enjoy market leading unbeatable 30-year fixed rates (buydowns available)
  • Interest only option, 40-year fixed term, 10-year interest only period 
  • Loan amounts from $250,000 to $7 million
  • Purchase a home with little as 10% down
  • Refinance cash-out up to 85% of property value
  • Property Types: Single family, condo, townhome, and 2-4 units



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DSCR Rental Loans

SIMPLE QUALIFYING RENTAL LOANS DESIGNED
FOR REAL ESTATE INVESTORS

  • Enjoy market leading unbeatable 30-year fixed rates (buydowns available)
  • Interest only option, 40-year fixed term, 10-year interest only period 
  • Loan amounts from $250,000 to $5 million
  • Buy or refinance up to 80% of property value
  • The title is Flexible: your property can be purchased or refinanced under an LLC, corporation, or your individual name
  • Property types: Single family, condo, townhome, and 2-4 units

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In 48 hours you could have the loan for your dream home

Making dream homes a reality for over 30 years

Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a “No Doc” loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…

Sharmila S.

We used HomeLife for a bank statement loan since we are self employed and this was a fantastic experience! The entire team, Jayne, Darrin, Esther and everyone at HomeLife was a pleasure to work with and super responsive. I would highly recommend…

Amber A.

I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market…

Douglas Pettibone

I can't say enough good things about this company. Without them, I'd not be in the new home we dreamed of. As long as my tax returns don't support the mortgage value I need, these guys will be my first call! I've already referred 3 friends...

Sean M.

Your Flexible, Easy Route to Homeownership

1

Get a Consultation

Expert advice, discuss qualifications, and get informed on the step by step process.

2

Loan Approval

Get a full underwritten Pre-Approval in just 48 hours. Know your rate and closing costs from the very beginning. Never second guess yourself again.

3

Closing Time

Appraisal plus final underwriting to Close in 30 days or less. We make it easy for you.