Discover The Secrets of
DSCR Loan Rates
Interest rates on DSCR Loans aren’t one-size-fits-all.
They’re influenced by a few key factors.
Your Property's Income
The more it earns, the better
the rate
Loan-to-value ratio (LTV)
The lower the LTV, the more attractive your rate will be
Your Credit Score
A higher credit score can unlock even better rates
DSCR Loan Rate Benefits
- DSCR Loan 30-year fixed rates starting in the mid 6’s
- Interest only option, 40-year fixed term, 10-year interest only period
- Loan amounts from $250,000 to $5 million
- Buy or refinance up to 80% of property value
- The title is flexible: property can be purchased or refinanced under an LLC, corporation, or your individual name
- Property types: single family, condo, townhome, and 2-4 units
Increase your chance of approval with our free guide
We strive to make the loan process as streamlined and easy as possible for our borrowers. Download our free eBook below to learn:
- Exactly what no-doc rental property loans can be used for
- Why your Debt Service Coverage Ratio (DSCR) matters
- How your credit score will affect your down payment
- What to do if appraised rents come in low
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No-Doc Rental Property Loans e-Book