NO-DOC RENTAL LOANS
Are you looking for a hassle-free way to finance investment property?
Our no-doc rental property loans are one of the best loans for investment property.
Designed for investors seeking a fast and easy investment property loan solution.
Why use a no-doc rental
They are less hassle. These loans require little documentation, making for an easier and faster process overall.
They offer competitive rates. Interest rates are competitive on these loans, particularly if your credit score is high (think 720 or higher). Rates start in the low 7% range.
They come with flexible terms. Choose from 30-year fixed rate, adjustable-rate, and interest-only loans. They have fast funding in 2-3 weeks.
Simple Loan Requirements
- No tax returns, no income verification
- No rental income, no lease required
- No DSCR option (debt service coverage ratio)
- No reserves
Buying an investment property with a No-income doc Rental Loan
Our rental loans are designed specifically for real estate investors who want to invest in property. We simplify the process, so you can focus on what’s important – finding the right property and making money from it.
Simply put, No-income doc rental loans offer a no hassle qualifying with a faster loan process, great low rates and steady monthly payments for the long haul – an ideal arrangement for investors looking to buy and hold investment property.
Refinancing an investment property with a No-income doc Rental Loan
Investors can see big benefits from refinancing into a No-income doc investment property loan. Getting cash-out to free up funds for maintenance, repairs, and other expenses is a smart move. Tap into your property’s equity with a cash-out option, for further property improvements or build on your rental portfolio and buy your next rental property.
For real estate investors with a hard money loan coming due, refinancing into a longer-term investment property loan is a good strategy to build passive or monthly income.
BENEFITS OF USING A NO-DOC RENTAL LOAN
The No-doc investment property loan is different than any other real estate investor loan program out there. It requires no income estimation or documentation at all No Ratio/Stated income. There is no rental income cash flow calculation needed. This can be a huge benefit to investors, who often have difficulty qualifying for traditional loans.
30-year fixed interest rates starting in the mid 7’s
Loan amounts from $250,000 to $5 Million
Buy or refinance up to 80% of property value
Property types: Single family, condo, townhome, and 2-4 units
Interest only option, 40-year fixed term, 10-year interest only period converts to principal and interest payment
Investment property can be purchased or refinanced under an LLC, corporation, or your individual name
Lightning fast close in 2-3 weeks
What to expect with a No-Doc Rental Loan
We strive to make the loan process as streamlined and easy as possible for our borrowers. Download our free eBook below to learn:
- Exactly what no-doc rental property loans can be used for
- Why your Debt Service Coverage Ratio (DSCR) matters
- How your credit score will affect your down payment
- What to do if appraised rents come in low
Real Estate investors get the rental loan you need today.
More rental property loan options than ever before!
No-doc rental loans
Finance investment property
Investment Property Loans
Mortgage for rental property
Financing for real estate investors
Investment Property Financing
Investment property loan
Investment property cash-out refinance
Rental loan no income doc
Refinancing investment property
Stated income rental loan
Are you ready to refinance your rental property or tap its equity to buy a new one?
You can use our Loan Rate Calculator to calculate out your monthly payments.