NO DSCR LOANS IN CALIFORNIA
No Rental Income or Cash-Flow Requirements
What Are No DSCR Loans?
California No DSCR Loans (Debt Service Coverage Ratio Loans) streamline financing for investors across the state. Whether you’re investing in Los Angeles, San Diego, San Francisco, or anywhere in California, these loans eliminate traditional income verification, allowing you to:
- Expand your California real estate portfolio
- Refinance existing investment properties in California
- Access equity for future California real estate investments
Why Choose No DSCR Loans for Your California Investments?
Traditional loans require extensive rental income documentation and tax returns. With a California No DSCR Loan, those barriers disappear, making it easier to grow your portfolio.
Key Benefits:
No rental income verification
No cash-flow
calculations
No tax returns or income proof required
Fast Funding – Close in just 2–3 weeks!
Simple No DSCR Loans also known as DSCR Loan No Ratio, No Ratio DSCR Loan Requirements
Qualifying for a California No DSCR Loan is simple:
- No tax returns or income verification required
- No rental income or lease agreements needed
- No reserve requirements
If you meet the credit score and loan-to-value (LTV) criteria, you’re on your way to fast approval in California!
Why No DSCR Loans Are Ideal
for California Investors
California's real estate market offers some of the best investment opportunities in the U.S. No DSCR Loans give you the flexibility to:
Flexible Loan Terms for Every Investor
Customize your California No DSCR Loan:
- Choose from 30-year fixed-rate or interest-only options for up to 10 years
- Loan amounts from $250,000 to $5 million
- Title options available under an LLC, corporation, or individual name
Competitive No DSCR Loan Rates in California
Rates vary based on:
- Type of transaction (purchase or refinance)
- Down payment or LTV ratio
- Middle credit score
Buying an Investment Property in California?
Skip the rental income verification and act fast to secure high-value California real estate investments. A California No DSCR Loan helps you maximize returns with a smooth, hassle-free process.
Refinance Your California Investment Property
Need to cash out equity for renovations, upgrades, or future acquisitions? Refinancing with a California No DSCR Loan is simple and designed for serious investors.
How the No DSCR Loan Process Works
Talk to a California expert
Get a free consultation and quick quote
Get Pre-approved
Receive your terms within 48 hours, know your rate and costs upfront
Close Fast
Appraisal and final underwriting take just 2-3 weeks