Video Library
Explore HomeLife Mortgage’s video library to learn about different NonQM mortgage options, tailored for business owners, entrepreneurs, freelancers, independent contractors, and real estate investors. Watch helpful resources that make home financing simple and stress-free.
Understanding DSCR Rental Loans
Discover the perfect solution for savvy investors like you with our DSCR rental loan program. Unlike traditional loans that rely on tax returns, pay stubs, and W2's, our DSCR rental loans focus on the property's cash flow. We assess the property’s ability to generate rental income that covers its expenses, known as the debt service coverage ratio (DSCR). With a DSCR rental loan, we require a minimum DSCR level, typically 1.1, ensuring your investment's success.
HomeLife Mortgage - About Us
We’ve been servicing the financial needs of borrowers since 1990. Our mission is simple: Empower homeownership. We believe that everyone deserves a place to call home, a place where memories are made, and futures are built. We’re committed to making homeownership accessible and stress-free, one mortgage at a time.
Homelife Jumbo Bank Statement Loan Program
At HomeLife Mortgage, we recognize that not everyone fits the conventional mold when it comes to documenting their income for securing a mortgage. That's why we've developed our innovative Jumbo Bank Statement Loan program – a flexible solution tailored to the unique financial situations of self-employed individuals, business owners, and more.
Why we created our Bank Statement Loan Program
10% of the workforce in America is self-employed - our Bank Statement Loan program offers a flexible and innovative solution to home financing tailored to self-employed individuals, business owners, and others with unique financial situations.
Self-Employed? Getting a Bank Statement Mortgage just got easier
New and Improved Bank Statement Loans Without Sky-High Interest Rates. We're here to help Entrepreneurs, Business Owners, Freelancers, and Contractors secure financing with our flexible mortgage loans.
Low-Interest Rental Property Financing
Streamlined, Low-Interest Rental Property Financing for Savvy Investors Enjoy 30-year fixed interest rates starting in the low 5% range. We also offer flexible 5/1 and 7/1 ARM options.
Jumbo Non-Prime Home Loans
We have flexible qualifying solutions for Jumbo Loans.
Jumbo non-prime home loans are designed for people that have been unable to qualify under the tighter restricted guidelines of a conventional or government home loan program.
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