Rental Property Loans

Buying or refinancing investment property is a breeze with our No Doc Rental Loans

Simple qualifying, less hassle, better long-term advantages

Our no-doc rental loans are one of the best financing options for investment properties out there.

  • Rates start in the mid 6% range

  • You get a low, fixed interest rate: This is ideal if you plan on holding your investment property for the long haul, as it insures healthy cash flow

  • Tax returns and other financial statements aren’t necessary: Simply qualify with credit score and rental income cash flow from subject property only.

  • The title is flexible: Your property can be purchased or refinanced under an LLC, corporation, or your individual name.

  • Qualify with and without rental income

  • Buy or refinance up to 80% of the property value

  • Property Types: single family residence, condominiums, 2-4 units

  • $250,000 to $5 Million loan amounts

  • 30 year fixed rate, 40-year fixed-rate / interest-only (10-year interest-only period).

Increase your buying power and get access to the capital you need.

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Investors can see big benefits from refinancing into a No-income doc rental loan.

Not only can it lower your monthly payment, reduce your long-term interest costs, and free up funds for maintenance, repairs, and other expenses, but if you choose a cash-out option, you can even tap your home equity for a decent-sized lump sum payment.

  1. No income documentation is required
  2. Cash-outs are available fast.
  3. Your current appraised value is what matters
  4. Rates in the mid 6% on 30-year terms
  5. The title is flexible
  6. You don't need perfect credit
  7. There are multiple term lengths to choose from
  8. You don't need a huge amount of equity

Calculate Your Mortgage Payment Now

Designed with Real Estate Investors in Mind

No-doc Rental Loans are a fantastic option for investors because they don’t base your qualifications on tax returns, pay stubs, W-2s, or any other documentation. Instead, the focus is on the property’s cash flow and your market rent.

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couple working on documents together

Do you qualify for a No-Doc Rental Loan?

Download our free eBook below to access the step by step process for qualifying for no-doc rental loans. You’ll learn:

  • Exactly what no-doc rental property loans can be used for
  • Why your Debt Service Coverage Ratio (DSCR) matters
  • How your credit score will affect your down payment
  • What to do if appraised rents come in low

Recognized as a Top Lender for Real Estate Investors

Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a “No Doc” loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…

Sharmila S.

We used HomeLife for a bank statement loan since we are self employed and this was a fantastic experience! The entire team, Jayne, Darrin, Esther and everyone at HomeLife was a pleasure to work with and super responsive. I would highly recommend…

Amber A.

I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market…

Douglas Pettibone

I can't say enough good things about this company. Without them, I'd not be in the new home we dreamed of. As long as my tax returns don't support the mortgage value I need, these guys will be my first call! I've already referred 3 friends...

Sean M.

Your Dream Investment is Only a Few Steps Away

1

Get a Consultation

Expert advice, discuss qualifications, and get informed on the step by step process.

2

Loan Approval

Get a full underwritten Pre-Approval in just 48 hours. Know your rate and closing costs from the very beginning. Never second guess yourself again.

3

Closing Time

Appraisal plus final underwriting to Close in 30 days or less. We make it easy for you.