
Rental Property Loans
Buying or refinancing investment property is a breeze with our No Doc Rental Loans
Simple qualifying, less hassle, better long-term advantages
Our no-doc rental loans are one of the best financing options for investment properties out there.
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Rates start in the mid 6% range
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You get a low, fixed interest rate: This is ideal if you plan on holding your investment property for the long haul, as it insures healthy cash flow
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Tax returns and other financial statements aren’t necessary: Simply qualify with credit score and rental income cash flow from subject property only.
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The title is flexible: Your property can be purchased or refinanced under an LLC, corporation, or your individual name.
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Qualify with and without rental income
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Buy or refinance up to 80% of the property value
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Property Types: single family residence, condominiums, 2-4 units
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$250,000 to $5 Million loan amounts
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30 year fixed rate, 40-year fixed-rate / interest-only (10-year interest-only period).

Investors can see big benefits from refinancing into a No-income doc rental loan.
Not only can it lower your monthly payment, reduce your long-term interest costs, and free up funds for maintenance, repairs, and other expenses, but if you choose a cash-out option, you can even tap your home equity for a decent-sized lump sum payment.
- No income documentation is required
- Cash-outs are available fast.
- Your current appraised value is what matters
- Rates in the mid 6% on 30-year terms
- The title is flexible
- You don't need perfect credit
- There are multiple term lengths to choose from
- You don't need a huge amount of equity
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Designed with Real Estate Investors in Mind
No-doc Rental Loans are a fantastic option for investors because they don’t base your qualifications on tax returns, pay stubs, W-2s, or any other documentation. Instead, the focus is on the property’s cash flow and your market rent.


Do you qualify for a No-Doc Rental Loan?
Download our free eBook below to access the step by step process for qualifying for no-doc rental loans. You’ll learn:
- Exactly what no-doc rental property loans can be used for
- Why your Debt Service Coverage Ratio (DSCR) matters
- How your credit score will affect your down payment
- What to do if appraised rents come in low

Recognized as a Top Lender for Real Estate Investors
Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a “No Doc” loan for me where they only had a credit report requirement. The team is very responsive and kept me updated…
Sharmila S.
We used HomeLife for a bank statement loan since we are self employed and this was a fantastic experience! The entire team, Jayne, Darrin, Esther and everyone at HomeLife was a pleasure to work with and super responsive. I would highly recommend…
Amber A.
I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market…
Douglas Pettibone
I can't say enough good things about this company. Without them, I'd not be in the new home we dreamed of. As long as my tax returns don't support the mortgage value I need, these guys will be my first call! I've already referred 3 friends...
Sean M.
Your Dream Investment is Only a Few Steps Away
1
Get a Consultation
Expert advice, discuss qualifications, and get informed on the step by step process.
2
Loan Approval
Get a full underwritten Pre-Approval in just 48 hours. Know your rate and closing costs from the very beginning. Never second guess yourself again.
3
Closing Time
Appraisal plus final underwriting to Close in 30 days or less. We make it easy for you.