No-Doc Rental Loans

The Hassle-Free Way to Fund Your Investment Properties!

Get a Quote Now Call Today 888-677-2526

 

No-doc rental loans offer a streamlined, no-hassle financing option, ideal for investors who want a faster, more efficient loan process. These loans require minimal documentation, making it easier than ever to secure funding for your next property.

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Why Choose No-Doc Rental Loans?

Enjoy a seamless experience with:

  • No tax returns, no income verification
  • No rental income or lease requirements
  • No cash flow calculation (no DSCR needed)
  • No reserves required
  • Quick funding times, often in just 2-3 weeks

What About Interest Rates?

Interest rates vary depending on factors like:

  • Transaction type (purchase vs. refinance)
  • Down payment for purchases
  • Loan-to-value ratio on refinances
  • Credit score

No-Doc Loan Benefits for Real Estate Investors

With these flexible, investor-focused loans, you can:

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Access financing for purchases, rate & term refinances, and cash-out refinances up to 75% LTV or 90% CLTV
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Choose a 30-year fixed rate or an interest-only option for up to 10 years
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Secure loan amounts from $250,000 to $5 million
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Finance single-family homes, condos, townhomes, or 2–4-unit properties
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Qualify with a minimum credit score of 660
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Take title under an LLC, corporation, or individual name
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Fund both annual and short-term rentals

Ready to Invest?

Let’s get you moving toward your next property! Contact us today to see how a no-doc rental loan can make your real estate goals a reality—without the paperwork hassle!

Let's Run the Numbers.
Get a Quick Quote Call Today 888-677-2526

What Our Self-Employed Borrowers Think

Excellent

Trustpilot

We used HomeLife for a bank statement loan since we are self employed and this was a fantastic experience! The entire team, Jayne, Darrin, Esther and everyone at HomeLife was a pleasure to work with and super responsive. I would highly recommend…

Amber A.

I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market…

Douglas Pettibone

"After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to obtain financing but these guys specialize in self employed customers..."

Andrea Reale