What are No DSCR Loans?
The Softer, Smarter Alternative to Hard Money Loans
Need Fast funding but want to avoid the high rates and short terms of Hard Money Loans? Our Asset-Based Investment Property Loans offer a cost-effective solution for real estate investors. Get quick access to capital with lower rates, longer terms, and lower monthly payments-without the excessive costs of hard money financing.
- Expand their real estate portfolio with minimal paperwork.
- Refinance existing investment properties quickly and efficiently.
- Access equity for future investments with hassle-free approvals.
Why Choose No DSCR Loans Over Traditional Loans?
Traditional loans require extensive rental income verification, tax returns, and complex underwriting. No DSCR Loans remove these barriers, making it easier to grow your real estate portfolio.
Key Benefits:
No rental income
verification
No cash-flow
calculations
No tax returns or
income proof required
Fast Funding –
Close in just 2–3 weeks!
Simple No DSCR Loan Requirements
- No tax returns or income verification required
- No rental income or lease agreements needed
- **No reserve requirements **
You meet the credit score and loan-to-value (LTV) criteria, you’re on your way to fast approval!
Asset-Based Investment Property Loans:
A Smarter Alternative to Hard Money Loans
Lower Rates
Better Terms
Lower Payments
Competitive No DSCR Loan Rates
Rates vary based on:
Type of transaction (purchase or refinance)
Down payment or LTV ratio
Middle credit score
Buying an investment property?
Skip the rental income verification and act fast to secure high-value real estate investments. A No DSCR Loanhelps you maximize returns with a smooth, hassle-free process.
Refinance your investment property
Need to cash out equity for renovations, upgrades, or future acquisitions? Refinancing with a No DSCR Loanis simple and designed for serious investors.
How the No DSCR Loan Process Works
Talk to a DSCR Loan Expert
Get a free consultation and quick quote.
Get Pre-approved Fast
Know your rate and costs within 48 hours.
Close
Quickly
Appraisals and underwriting in just 2–3 weeks.
If you’re hungry for more insights, be sure to check out our other blog posts and subscribe to our YouTube channel for even more tips and tricks.
Call HomeLife Mortgage now and let us help you get pre-approved now!
Our Commitment to Excellence
At HomeLife Mortgage, our dedication to excellence is evident in the success stories of our clients. We pride ourselves on delivering top-tier service and financing solutions that meet our clients' needs. But don’t just take our word for it—hear it from those who matter most: our clients. Our Trustpilot reviews reflect our unwavering commitment to helping you achieve your homeownership and investment goals.
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The Ultimate Guide for DSCR Rental Loans eBook
Download our free eBook to learn the ins and outs of DSCR Rental loans and everything you need to know to apply and qualify for your loan.
More Content For You:
Investment Property Mortgage Rates and Loan Requirements 2023
Why No-income Doc Rental Loans are Fast and Easy
How to qualify for a No-doc Rental Property Loan
Questions?
Click the live chat window on our site or call (888) 677-2526. Our team is ready to assist you!
About HomeLife Mortgage
For more than 25 years, HomeLife Mortgage has built a strong reputation in California and Florida as a leading mortgage broker, servicing the needs of borrowers who have been unable to obtain conventional financing. HomeLife Mortgage is at the forefront of non-bank lending offering the next generation of mortgages including Jumbo Loans, Real Estate Investor Loans, and Bank Statement Loans.
