Flexible self-employed mortgage loans for business owners, entrepreneurs, freelancers and independent contractors
No tax returns or tedious employment paperwork required
We know traditional mortgage loans pose a serious challenge for Texas self-employed and independent professionals because your tax returns don’t reflect your full income and financial capabilities. Our bank statement mortgage loans allow Texas self-employed borrowers to purchase or refinance a Texas home without the use of traditional income documentation. Instead, you can qualify based on your bank statements – either business or personal. Put simply, a bank statement loan allows a lender to more accurately gauge your income and earnings. Rather than relying on W’2s, tax returns, or pay stubs (which you may or may not have), these loans rely on your banking activity – the income deposits coming into your business or personal bank accounts month after month. This offers a more reliable way of assessing your income, as well as your ability to repay your mortgage loan.
FEATURES & BENEFITS
Apply for your Texas bank statement loan today
We’ll get you pre-approved in just 24 hours.
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About HomeLife Mortgage
For more than 25 years, HomeLife Mortgage has built a strong reputation in California and Florida as a leading mortgage broker, servicing the needs of borrowers who have been unable to obtain conventional financing. HomeLife Mortgage is at the forefront of non-bank lending offering the next generation of mortgages including Jumbo Loans, Real Estate Investor Loans, and Bank Statement Loans.