12 to 24 Months Business or Personal Bank Statements to Qualify
Enjoy 30 year, fixed interest rates starting in the mid 3% range.
Buy a home with just 10% down Refinance your existing loan up to 90% of your home’s value
Flexible Loan Terms
30 year fixed, and
40 year fixed-interest only
(10 year I/O period)
Interest-only options are available.
No (MI) mortgage insurance is required
Flexible Property Types. Our loans are not just for your primary residence. You can also use a bank statement loans to purchase or refinance vacation and investment properties.
Fast Approval. Don’t miss out on that dream home. Get Pre-Approved in just 24-48 hours – and know your rate and closing costs from the very start.
I’d heard some horror stories from fellow entrepreneurs, and I was so worried about qualifying for my loan. Thankfully, my story was different from theirs. My loan application was easy, and I closed in just over a month!
Small Business Owner
Being self-employed, I thought refinancing was totally out of the question. When I found
HomeLife, I saw that wasn’t true — and now my rate and monthly payment are lower than ever before.”
Freelance Graphic Designer
As a business owner, I take a lot of write-offs and my income doesn’t look so great. Qualifying with my bank statements was the perfect way to show HomeLife I have solid income and a proven track record of sales