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Getting a Bank Statement Mortgage just got easier

New and Improved Bank Statement Loans Without Sky-High Interest Rates

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Flexible Mortgage Loans for Entrepreneurs, Business Owners, Freelancers, and Contractors

No Tax Returns Needed

12 to 24 Months Business or Personal Bank Statements to Qualify

Low Interest Rate
Bank Statement Loan

Enjoy 30 year, fixed interest rates starting in the low 3% range.

Buy or Refinance

Buy a home with just 10% down Refinance your existing loan up to 90% of your home’s value

Flexible Loan Terms
30 year fixed, and
40 year fixed-interest only 
(10 year I/O period)  

Interest-only options are available.
No (MI) mortgage insurance is required

Flexible Property Types. Our loans are not just for your primary residence. You can also use a bank statement loans to purchase or refinance vacation and investment properties.

Fast Approval. Don’t miss out on that dream home. Get Pre-Approved in just 24-48 hours – and know your rate and closing costs from the very start.

What Our Self-Employed Borrowers Think

I’d heard some horror stories from fellow entrepreneurs, and I was so worried about qualifying for my loan. Thankfully, my story was different from theirs. My loan application was easy, and I closed in just over a month!

Brad Flint

Small Business Owner

Being self-employed, I thought refinancing was totally out of the question. When I found
HomeLife, I saw that wasn’t true — and now my rate and monthly payment are lower than ever before.”

Molly Chatwin

Freelance Graphic Designer

As a business owner, I take a lot of write-offs and my income doesn’t look so great. Qualifying with my bank statements was the perfect way to show HomeLife I have solid income and a proven track record of sales

Brenda Morgenstein


30-day Closing Times. Instant Rate Locks. Ready to Get Started?

HomeLife Mortgage is a company with a reputation of delivering excellent service for over 25 years.
Get pre-qualified today