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No Tax Returns - No Financial Statements necessary!

Buying or refinancing investment property is a breeze with our No Doc rental loans

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Streamlined, Low-Interest Investment Property Loans Perfect for Savvy Investors

Rental Loan Rates

Enjoy 30-year fixed interest rates starting in the low 4% range. Simple qualifying rental property loans.

Buy or Refinance

Up to 80% of property value.  48 hour pre-approval.  30 day close guaranteed. 

Easy Qualification

Use only rental income and credit score to qualify. Loan amounts range from $250k to $5 million

Available on single-family homes, condos, townhomes, 2-4 units, and multi-family 5+

Qualify for a cash-out refinance after just 3 months of ownership (plus use current value
over purchase price)

 No lease necessary when buying

No limit on cash-out refinances

Lightning-Fast Timelines
Get Pre-approved in just 24 hours…Close in 30 days

I’d heard some horror stories from fellow entrepreneurs, and I was so worried about qualifying for my loan. Thankfully, my story was different from theirs. My loan application was easy, and I closed in just over a month!

Brad Flint

Small Business Owner

Being self-employed, I thought refinancing was totally out of the question. When I found
HomeLife, I saw that wasn’t true — and now my rate and monthly payment are lower than ever before.”

Molly Chatwin

Freelance Graphic Designer

As a business owner, I take a lot of write-offs and my income doesn’t look so great. Qualifying with my bank statements was the perfect way to show HomeLife I have solid income and a proven track record of sales

Brenda Morgenstein


No-Doc, Rental Property Loans. Fast Closing Times. Ready To Get Started?

HomeLife Mortgage is a company with a reputation of delivering excellent service for over 25 years.
Get pre-qualified today