Enjoy 30-year fixed interest rates starting in the low 5% range. We also offer flexible 5/1 and 7/1 ARM options
Buy and rent or choose cashout refinancing to 80% of property value.
Use only rental income and credit score to qualify. Loan amounts range from $250k to $5 million
Available on single-family homes, condos, townhomes, 2-4 units, and multi-family 5+
Qualify for a cash-out refinance after just 3 months of ownership (plus use current value
over purchase price)
No lease necessary when buying
No limit on cash-out refinances
I’d heard some horror stories from fellow entrepreneurs, and I was so worried about qualifying for my loan. Thankfully, my story was different from theirs. My loan application was easy, and I closed in just over a month!
Small Business Owner
Being self-employed, I thought refinancing was totally out of the question. When I found
HomeLife, I saw that wasn’t true — and now my rate and monthly payment are lower than ever before.”
Freelance Graphic Designer
As a business owner, I take a lot of write-offs and my income doesn’t look so great. Qualifying with my bank statements was the perfect way to show HomeLife I have solid income and a proven track record of sales